How Much Can I Borrow?

Not sure how much you can borrow, based on your income and expenses? Let’s get serious and work it out! This calculator is intended to help determine your borrowing power by providing a snapshot of how much you can borrow based on factors such as: income, expenditures and the home loan interest rate.

Take it a step further – Use this calculator with the Reduce Home Loans Mortgage Repayment Calculator to work out your repayments based on the amount you can borrow.

Enter your income and expenses to estimate how much you may be able to borrow for a home loan. If you have any questions or you’re ready to borrow, give a Reduce Home Loans broker a call.

Please note: The results of this calculator are estimates and provided as a guide only. Calculations should not be considered as any form of quote, loan offer, or lending advice.