Finder.com.au Awards 2017 winners revealed

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Finder Awards 2017 winners revealed

3 November 2017, Sydney, Australia – The winners of the finder Awards 2017 were revealed at a gala Sydney ceremony, attended by cutting edge start-ups and industry heavyweights last night.

The 20 best products were selected from over 6,000 offerings across credit cards, home loans, insurance and mobile phones.

Among the winners were McGrath Pink/Community First Low Interest Black Visa for Best Low Rate Credit Card and AMP Bett3r Account for Best Savings Account. Reduce Home Loans Rate Buster took out Best Home Loan (Owner Occupied – Variable) and Reduce Home Loans Investor Rate Buster Variable, while Newcastle Permanent Building Society walked away with the Best Home Loan (Owner Occupied – 3-Year Fixed).

The product categories were introduced this year to recognise the best in market. The selection process was based on a custom-developed in-house methodology together with market expertise. Factors of consideration included value, key features and industry-specific metrics.

As well as recognising the best products on the market, the finder Awards applauded those businesses leading the way in innovation.

The seven Innovation Awards winners were decided after an extensive judging process in a range of industries from finance to technology, retail and travel. Judges included Lisa Montgomery, consumer finance specialist, Tim McIntyre, Editor at MoneySaver HQ and Nerida Conisbee, Chief Economist at realestate.com.au.

Spare change investment app Acorns took out the Best Personal Finance App, while pocket money fintech startup Spriggy were winners in two categories – Best Banking Innovation and Most Innovative Team.

Fred Schebesta, co-founder and director of finder.com.au, praised all the winners and finalists for raising the bar for all consumers. preneurs, start-ups and Australia’s top companies and showcase the best value and most groundbreaking products and innovations. I congratulate them for being progressive and putting consumers first,” he said.

“These are the 27 products and services that should be on every Australian’s radar.”

“With new products being released across the country every day in a range of industries from finance to technology to retail and travel, it’s hard to cut through the noise.

“I hope these winners inspire more Australians to find better,” he said.

Josh Beitz, General Manager of Reduce Home Loans, “To be announced as a finalist against such big brands like loans.com.au, UBank and Mortgage House was a great achievement on its own but to win not just one but both categories is a real testament to the dedication and passion the whole Reduce team has and next year we will continue to strive to not only to bring fully featured 5 star rated products to the market but at the lowest possible interest rates available,“ he said.

Josh Beitz with Finder Awards

Best Home Loan (Owner Occupied – 3-Year Fixed)

Newcastle Permanent Building Society Fixed Rate Home Loan

Best Home Loan (Owner Occupied – Variable)

Reduce Home Loans Rate Buster

Best Investor Home Loan (PI 3-Year Fixed)
UBank UHomeLoan

Best Investor Home Loan (PI Variable)
Reduce Home Loans Investor Rate Buster Variable

Best Health Insurance (Value)
Health Care Insurance Limited Premier Package|

Best Health Insurance (Comprehensive)
Bupa Australia Ultimate Health Cover

Best P2P Personal Loan
RateSetter 2 Year Personal Loan

Best Car Loan
loans.com.au New Car Loan

Best Personal Loan
Pepper Money Unsecured Variable Personal Loan

Best Travel Card
NAB Traveller Card

Best Travel Insurance (Value)

Online Travel Insurance – Comprehensive

Best Travel Insurance (Comprehensive)

Fast Cover Comprehensive Plus

Best Premium Frequent Flyer Credit Card

Westpac Altitude Black – Altitude Qantas

Best Postpaid Month-to-Month SIM
Vaya Unlimited 13GB month-to-month

Best Prepaid SIM

Boost Mobile $30 UNLTD+

Best Savings Account
AMP Bett3r Account

Best Transaction Account
Macquarie Transaction Account

Best Low Rate Credit Card

McGrath Pink/Community First Low Interest Black Visa

Best No Annual Fee Credit Card

American Express Low Rate Credit Card

Best Balance Transfer Credit Card
Virgin Australia Velocity Flyer Card

Best Personal Finance App
Acorns

Best Online Shopping Innovation

Shippit

Best Online Customer Service
UBank

Best Travel Innovation
Individual Traveller Logic Program by Fast Cover

Best Tech Innovation
Qoctor

Best Banking Innovation
Spriggy

Most Innovative Team
Mario Hasanakos & Alex Badran, founders of Spriggy

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About finder.com.au

More than 3 million Australians turn to finder.com.au every month to save money, time and make important life choices. We compare virtually everything from credit cards, phone plans, health insurance, travel deals and much more.

Our free service is 100% independently-owned by two Australians: Fred Schebesta and Frank Restuccia. Since launching in 2006, we’ve helped our users make more than 17 million decisions.

We continue to expand and launch around the globe, and now operate in the United States and United Kingdom. For further information visit www.finder.com.au.

1300 733 823

(29)    For the Rate Cutter Variable where the borrower pays $1170 upfront fees then a corresponding loyalty discount of 0.10% p.a. off the Rate Cutter Variable (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(27)    For the Investor Rate Slasher Cash Back Variable where the borrower pays $0 upfront fees then a corresponding loyalty discount of 0.06% p.a. off the Investor Rate Slasher Cash Back Variable (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(26)    For the Low Rider Cash Back Variable where the borrower pays $0 upfront fees then a corresponding loyalty discount of 0.06% p.a. off the Low Rider Cash Back Variable (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(25)    For the Economizer Cash Back Variable where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.08% p.a. off the Economizer Cash Back Variable (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(24)    For the Super Saver Cash Back Variable where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.10% p.a. off the Super Saver Cash Back Variable (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(23)    For the Super Saver Variable where the borrower pays an upfront fee of $1170 then a corresponding loyalty discount of 0.15% p.a. off the Super Saver Variable (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(22)    For the Economizer Variable where the borrower pays an upfront fee of $1,170 then a corresponding loyalty discount of 0.11% p.a. off the Economizer Variable (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(21)    For the Investor Cash Back Hero Variable where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.08% p.a. off the Cash Back Hero Variable (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(18)    For the Home Owners Dream 1 year fixed where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.20% p.a. off the Home Owners Dream reverted variable rate (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(20)    For the Cash Back Hero Variable where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.08% p.a. off the Cash Back Hero Variable (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(14)   For the Investor Rate Slasher where the borrower pays an upfront fee of $1,170 then a corresponding loyalty discount of 0.09% p.a. off the Investor Rate Slasher rate (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(12)   For the Investor Rate Lovers Interest Only where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.07% p.a. off the Investor Rate Lovers Interest Only rate (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(11)   For the Wealth Maximizer 3 year fixed Principal & Interest where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.20% p.a. off the Wealth Maximizer reverted variable rate (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(10)    For the Wealth Maximizer 2 year fixed where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.20% p.a. off the Wealth Maximizer reverted variable rate (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(9)    For the Home Owners Dream 3 year fixed where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.20% p.a. off the Home Owners Dream reverted variable rate (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(8)    For the Home Owners Dream 2 year fixed where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.20% p.a. off the Home Owners Dream reverted variable rate (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(7)    For the Investor Rate Slasher where the borrower pays an upfront fee of $1,170 then a corresponding loyalty discount of 0.09% p.a. off the Investor Rate Slasher rate (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(6)    For the Investor Rate Buster Variable where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.08% p.a. off the Investor Rate Buster Variable rate (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(5)    For the Rate Buster Variable where the borrower pays an upfront fee of $150 then a corresponding loyalty discount of 0.05% p.a. off the Rate Buster Variable rate (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(4)For the Rate Slasher Variable where the borrower pays an upfront fee of $1,170 then a corresponding loyalty discount of 0.08% p.a. off the Rate Slasher Variable rate (at that time) will automatically apply after the 5th anniversary of the loan. These fees and loyalty discount are factored into the comparison rate. The loan setup fees are not refundable.

(3) For the Investor Rate Lovers Variable where the borrower pays $0 upfront fees then a corresponding loyalty discount of 0.06% p.a. off the Investor Rate Lovers Variable rate (at that time) will automatically apply after the 5th anniversary of the loan. These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(2)For the Rate Lovers Variable where the borrower pays $0 upfront fees then a corresponding loyalty discount of 0.06% p.a. off the Rate Lovers Variable rate (at that time)  will automatically apply after the 5th anniversary of the loan.  These fees and loyalty discount are factored into the comparison rate.  The loan setup fees are not refundable.

(1) For the Low Rider Variable where the borrower pays $0 upfront fees then a corresponding loyalty discount of 0.06% p.a. off the Low Rider Variable rate (at that time) will automatically apply after the 5th anniversary of the loan. These fees and loyalty discount are factored into the comparison rate. The loan setup fees are not refundable.

(28) For the Rate Crusher 1 Year Fixed where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.05% p.a. off the Rate Crusher reverted variable rate (at that time) will automatically apply after the 5th anniversary of the loan. These fees and loyalty discount are factored into the comparison rate. The loan setup fees are not refundable.

(19) For the 1 Year Fixed Wealth Maximizer where the borrower pays an upfront fee of $697 then a corresponding loyalty discount of 0.20% p.a. off the 1 Year Fixed Wealth Maximizer reverted variable rate (at that time) will automatically apply after the 5th anniversary of the loan. These fees and loyalty discount are factored into the comparison rate. The loan setup fees are not refundable.