Capitalizer SMSF

Capitalizer rates from

6.99% p.a. Variable*

7.11% p.a.* Comparison

Feature-packed Self-Managed Super Fund loans

Capitalizer SMSF offers choice and flexibility in your SMSF loan with added features, including a 100% offset facility and flexible repayment options

Our Capitalizer SMSF Eligible Purchase offers up to 80% LVR. Give our team a call on 1300 733 823 to see how we can help.

Refinance home and debt - Reduce Home Loans

Eligible Purchase

Variable Rate	Loan Amount	LVR	Comparison Rate
6.99% p.a.	1.5M	70%	7.11%* p.a.
6.99% p.a.	1.5M	75%	7.11%* p.a.
6.99% p.a.	1.25M	80%	7.11% p.a.
Interest Only	Loan Amount	LVR
Add 0.30%	1.5M	80%

General specifications

THE BASICS
Purpose	Eligible Purchase
Eligibility	Corporate Trustee
Minimum Amount	$50,000
Loan Term	Up to 30 years
Rate Options	Variable Fixed available: Speak to your Reduce Personal Finance Manager. No offset on fixed option
FEATURES
Multiple Accounts	100% offset facility available - Included. Loan splits available
Redraw Facility	Yes From offset; if offset selected
Account Access	Internet Phone
Statements	Half yearly
REPAYMENTS
Type	Principal & Interest
Frequency	Weekly, Fortnightly & Monthly (Weekly & Fortnightly not available for Interest Only repayments)
Repayment Method	Direct Debit
Additional Repayments	Unlimited
FEES
Application Fee	$990 * Online application Fee. $1,100 manual Application Fee. Includes Legal professional fee up to $990. The Legal fee does not cover Disbursements, Government, Solicitor Review of Trust & PEXA fee which are estimated between $500-$700
Establishment Fee	$0
Valuation Fee	At cost
Legal Fees	Legal professional fee included in application fee, Disbursements are unascertainable, Government, Solicitor Review of Trust & PEXA fee which are estimated between $500-$700
Settlement Fee	$295
Other Fees	$0
Monthly Fee	$0
Annual Fee	$0

*The 100% Offset facility is a feature provided by the lender for the primary benefit of reducing interest charges. The offset facility (which is a sub-account) is limited to one per linked loan. The offset facility can be used as the debit account for the linked loan and to allow payments to be made from the offset facility to your nominated SMSF cash management account only. The offset cannot be used as a full transactional account (it is not a bank account) and features such as third party payments and BPAY are not available. The offset feature has purposefully limited functionality to assist with SMSF compliance. We always recommend that you obtain appropriate advice before using the mortgage loan offset facility so as to ensure you are compliant with the laws that regulate the SMSF loan.