Capitalizer SMSF
Capitalizer rates from
6.97% p.a. Variable*
6.97% p.a.* Comparison
Feature-packed Self-Managed Super Fund loans
Capitalizer SMSF offers choice and flexibility in your SMSF loan with added features, including a 100% offset account and flexible repayment options.
Refinance options are also available on our Capitalizer SMSF Express up to 70% LVR. Give our team a call on 1300 733 823 to discuss our Capitalizer Express refinance options.
| LVR | Variable Interest Rate | Comparison Rate |
|---|---|---|
| 60% Metro | 6.99% p.a. | 7.10%* p.a. |
| 65% Metro | 6.99% p.a. | 7.10%* p.a. |
| 70% Metro | 7.09% p.a. | 7.20%* p.a. |
| 75% Metro | 7.34% p.a. | 7.45%* p.a. |
| 80% Metro | 7.39% p.a. | 7.50%* p.a. |
Express Refi
| LVR | Variable Interest Rate | Comparison Rate |
|---|---|---|
| 60% Metro | 6.97% p.a. | 6.97%* p.a. |
| 65% Metro | 6.97% p.a. | 6.97%* p.a. |
| 70% Metro | 6.97% p.a. | 6.97%* p.a. |
| 75% Metro | 7.19% p.a. | 7.19% p.a. |
| 80% Metro | 7.19% p.a. | 7.19% p.a. |
General specifications
| THE BASICS | |
| Purpose | Purchase Refinance* |
| Eligibility | Corporate Trustee |
| Minimum Amount | $150,000 |
| Maximum Amount | Metro <75% LVR: $1,500,000 Metro 75% - 80% LVR: $1,250,000 Regional <=60% LVR: $1,250,000 |
| Loan Term | Up to 30 years |
| Rate Options | Variable Fixed available: Speak to your Reduce Personal Finance Manager. No offset on fixed option |
| FEATURES | |
| Multiple Accounts | 100% offset available -Included Loan splits available |
| Redraw Facility | Yes From offset; if offset selected |
| Account Access | Internet Phone |
| Statements | Half yearly |
| REPAYMENTS | |
| Type | Principal & Interest Interest Only up to 5 years (Add 0.50%) |
| Frequency | Weekly, Fortnightly & Monthly (Weekly & Fortnightly not available for Interest Only repayments) |
| Repayment Method | Direct Debit |
| Additional Repayments | Unlimited |
| FEES | |
| Application Fee | $0 |
| Establishment Fee | $0 |
| Valuation Fee | At cost Estimated $250 |
| Legal Fees | At cost, unascertainable fee Estimate between $500-$990 Disbursement payable |
| Settlement Fee | $250 (Waived for Refinance) |
| Other Fees | $0 |
| Monthly Fee | $0 |
| Annual Fee | $0 |
More on Self-Managed Super Funds
Take control of your future with a Self-Managed Super Fund.
We’ve got plenty of tips and tools available for you to understand how an SMSF property loan works and how it could benefit your future.
Call 1300 733 823 and have a chat to one of our Personal Finance Managers who will be able to find an SMSF Solution tailored to you.
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