Alt-Doc Loans

Alt-Doc rates from

2.99%p.a. Variable

3.08%p.a. Comparison *

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    Banks said no? Consider an Alt-Doc loan

    What’s an Alt-Doc loan? Alt-Doc stands for alternate documentation, and these loans are tailored for borrowers who can’t satisfy the standard income verification requirements of a regular home loan. 

    Most lenders require full income verification using payslips and income statements, but Australians are far more diverse. If you’re self-employed, an alt Alt-Doc loan may be the solution for you.

    If the banks said no, give us a call on 1300 REDUCE (733 823) and speak to an accredited Finance Manager to find out if our Alt-Doc loans can work for you.

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    Reduce Home Loans Alt-Doc Loans

    Owner Occupied Capitalizer Alt-Doc

    Investor Capitalizer Alt-Doc

    2.99%
    p.a. Variable
    3.08%*
    p.a. Comparison
    • Interest Only available (add 0.30%)
    • Offset account available (add 0.10%)
    • Free electronic redraw and unlimited extra repayments
    MORE
    3.29%
    p.a. variable
    3.38%*
    p.a. Comparison
    • No ongoing fees
    • Offset account available (add 0.10%)
    • Interest Only available (add 0.30%)
    • Free unlimited redraw
    MORE

    Home Loan Refinance Guide

    Find out more:

      • Why should you refinance?
      • What are the costs of refinancing?
      • How long is the refinance process?
      • Common traps to avoid
      • What documents you may need to refinance
    Calculators

    CRUNCH THE NUMBERS

    Handy home loan calculators

    CALCULATORS
    Take off with the Reduce Process

    THE REDUCE PROCESS

    Launch your loan journey

    Our process
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    MORE ABOUT OUR LOANS

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