Reduce Home Loans where reducing rates is just the start.
Reduce Home Loans is a multi-award winning Australian owned and operated home loan provider. Since 2010, we have been passionate about helping our customers find not only the lowest Interest rates, but loans with all the bells and whistles we know they want and need. Our home loan range has been awarded the following:
- 5 stars by Canstar for 2015, 2016 and 2017
- Best of the Best Cheapest Home Loan 2016, 2017 and 2018 by Money Magazine
- Best Investment and Best Owner Occupied Loans 2017 by Finder.com.au
- Experts Choice awards 2017 mozo.com.au
We understand that applying for a Home Loan can sometimes be quite stressful or over whelming. That’s why at Reduce Home Loans you will be assigned your own personal finance manager to guide you and be available throughout the process. Nobody fights harder for the best deal and lowest rates than Reduce, and this absolute commitment is evident in our jaw-dropping suite of solutions. Our rates are not only incredibly low, we can provide loans for investment, residential property, construction or consolidation of debt. Even if you don’t fit the Banks prescriptive profile, we are still committed to helping you achieve your goals.
Rate Lovers Variable Home Loan
Limited Time Offer
3.39% p.a. Variable
3.39% p.a.* Comparison Rate
Personal,Company, Unit and Discretionary Trust
Rate Based on
80% LVR for Purchases Owner Occupied
80% LVR for Refinance Owner Occupied
Up to 30 years
Loan splits available
Yes! no minimum via internet
Internet & Phone transfer access to nominated account
Principal & Interest
Weekly, Fortnightly or Monthly
Direct Debit Repayment drawn form a nominated account
Salary Credit Wages directly credited into account
Extra repayments may be made at any time without penalty
Deposit Book available
The Rate Lovers Special is subject to special lending servicing requirements. Please speak your personal finance manager for more details.
You may be eligible for a discount after 5 years of good payment conduct, Speak to your credit representative for more information.
Funders Processing Fee
$330 Plus disbursements