Reduce Home Loans where reducing rates is just the start.
Reduce Home Loans is a multi-award winning Australian Owned and Operated Home Loan Company. Since 2010 we have been passionate about helping our clients find not only the lowest Interest rates on the market but Home loans that are tailored to their individual needs. Our Home Loan range has been awarded 5 stars by Canstar and awarded Best of the Best Cheapest Home Loan 2016, 2017 and 2018 by Money Magazine.
We understand that applying for a Home Loan can sometimes be quite stressful or over whelming. That’s why at Reduce Home Loans you will be assigned your own personal finance manager to guide you and be available throughout the process. Nobody fights harder for the best deal and lowest rates than Reduce, and this absolute commitment is evident in our jaw-dropping suite of solutions. Our rates are not only incredibly low, we can provide loans for investment, residential property, construction or consolidation of debt. Even if you don’t fit the Banks prescriptive profile, we are still committed to helping you achieve your goals.
Investor Rate Buster Variable 100% Offset
3.89% p.a. Variable
3.89% p.a.* Comparison Rate
Personal,Company, Unit and Discretionary Trust
Add 0.25% for loans above $750,000 up to $1,500,000
Rate Based on
80% LVR for Purchases
80% LVR for Refinance
Add .25% for above 80% up to 90% including LMI
Up to 30 years
100% Offset with Visa Debit Card, Loan splits available
Yes! no minimum via internet
Internet & Phone transfer access to nominated account
Principal & Interest
Interest Only Add 0.50%
Fortnightly or Monthly
Direct Debit Repayment drawn form a nominated account
Salary Credit Wages directly credited into account
Extra repayments may be made at any time without penalty
Deposit Book available
You may be eligible for a discount after 5 years of good payment conduct, Speak to your credit representative for more information.
Free Up to $330
$330 Plus disbursements