“Reduce Home Loans has the cheapest rate in town”
– Money Magazine.

Cheapest Home Loan in Australia Reduce Home Loans

Reduce Home Loans

is a multi-award winning Australian Owned and Operated Home Loan Company. Since 2010 we have been passionate about helping our clients find not only the lowest Interest rates on the market but Home loans that are tailored to their individual needs. Our Home Loan range has been awarded 5 stars by Canstar and awarded Best of the Best Cheapest Home Loan 2016, 2017 and 2018 by Money Magazine.

Online Means You Save.

Reduce Home Loans is primarily online which means, fewer overheads converting directly into lower interest rates and costs for our clients. We do this while maintaining premium featured products.

Revolutionising The Australian Lending Industry.

Our client’s love saving time and money by switching to Reduce Home Loans. We have simplified the application and approval process, making it faster and easier than ever before to apply for a Home Loan.

Personal Service.

We understand that applying for a Home Loan can sometimes be quite stressful or overwhelming. That’s why at Reduce Home Loans you will be assigned your own personal finance manager to guide you and be available throughout the process.


Most Popular Loans
Loan Type Interest Rate Comparison Rate
Rate Lovers Variable Home Loan 3.49% 3.49%* More
Rate Buster High Lend Variable Home Loan 3.53% 3.53%* More
Investor Rate Buster High Lend Variable 3.74% 3.74%* More
Rate Buster 100% Offset Variable 3.64% 3.64%* More
Investor Rate Buster 100% Offset 3.84% 3.84%* More
3 Year Fixed Rate Wealth Maximizer 4.24% 3.99%* More


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Why Reduce?


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