“Reduce Home Loans has the cheapest rate in town”
– Money Magazine.

Cheapest Home Loan in Australia Reduce Home Loans

Reduce Home Loans

is a multi award winning Australian Owned and Operated Home Loan Company. Since 2010 we have been passionate about helping our clients find not only the lowest Interest rates on the market but Home loans that are tailored to their individual needs. Our Home Loan range has been awarded 5 stars by Canstar and awarded Best of the Best Cheapest Home Loan 2016 and 2017 by Money Magazine.

Online Means You Save.

Reduce Home Loans is primarily online which means, fewer overheads converting directly into lower interest rates and costs for our clients. We do this while maintaining premium featured products.

Revolutionising The Australian Lending Industry.

Our client’s love saving time and money by switching to Reduce Home Loans. We have simplified the application and approval process, making it faster and easier than ever before to apply for a Home Loan.

Personal Service.

We understand that applying for a Home Loan can sometimes be quite stressful or over whelming. That’s why at Reduce Home Loans you will be assigned your own personal finance manager to guide you and be available throughout the process.




7 News Investigation: Home Loans

Financial experts say there’s never been a more opportune time to push for a better deal on your mortgage. Click Here to watch the story. 



Most Popular Loans
Loan Type Interest Rate Comparison Rate
Rate Buster Home Loan 80% 3.39% 3.39%* More
Rate Buster 100% Offset Home Loan 80% 3.47% 3.47%* More
Investor Rate Buster 100% Offset Variable 80% 3.67% 3.67%* More
Home Owners Dream 1 Year Fixed Owner Occupied 80% 3.92% 3.97%* More
Home Owners Dream 2 Year Fixed Owner Occupied 80% 3.92% 3.96%* More
Home Owners Dream 3 Year Fixed Owner Occupied 80% 3.92% 3.95%* More


How Much Can I Borrow?


Charity Fundraising


Speak With a Specialist


Fast Track Your Application


Stamp Duty


Why Reduce?


Reduce home loans
Reduce home loans
Reduce home loans
Reduce home loans
Reduce home loans
Reduce home loans
Reduce home loans
Reduce home loans

Request a call back

Simply fill in the form below for a rapid response from your local home loan expert.

I would like to receive occasional industry updates and advice.


(Dont worry, we hate spam too. We wont share your details with anyone.)